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    eSavingsClub.com Cash Back Shopping Program

    eSavingsClub.com ("eSavingsClub") offers a service that allows members to earn cash back on purchases made at over 1,700 stores. Joining and using ESavingsClub is free and simple, requiring only your email address and a password to get started. ESavingsClub does not sell or rent your personal information to third parties, and ESavingsClub does not 'spam' its members. ESavingsClub does not install or require you to install software on your computer. In other words, there is no 'catch'. ESavingsClub receives a fee for referring buyers to affiliated stores and uses that fee to pay members cash back on their purchases. ESavingsClub Inc.'s websites have paid members over $250 million in cash back since the inception of the company.
    Please read this complete member agreement ("Agreement") for full details on the ESavingsClub Cash Back Shopping Program ("Program"). We think you will agree that ESavingsClub offers the smartest way to shop online or in-store.

    Becoming a Member

    By enrolling as a member in the Program ("Member"), or by utilizing any of ESavingsClub' shopping applications ("Applications"), you agree to be bound by this Agreement. Enrollment as a Member is simple: you must provide an email address so ESavingsClub can inform you when money or other rewards are credited to your account. Members must be at least eighteen years old and agree not to use the Program for any illegal or fraudulent activity. Please be aware that participation in the Program and the opportunity to earn cash back are offered at the sole discretion of ESavingsClub, and ESavingsClub has the right to change this Agreement in whole or in part, at any time, with or without notice.

    Earning Cash Back

    Earning back a portion of your purchases as cash back ("Cash Back") is straightforward. Choose a store, product, coupon or other offer displayed on ESavingsClub.com or an ESavingsClub application, click the accompanying shopping link to be directed to an affiliated store's website ("Affiliate Store"), and complete a purchase to earn Cash Back on your net purchase amount. You may also earn Cash Back on purchases made 'in-store' at a limited number of stores by presenting an ESavingsClub coupon at time of check out. Such stores and coupons are clearly identified on ESavingsClub.com. Specific Cash Back amounts vary by store and product category and are provided in detail at ESavingsClub.com. Please note that the net purchase amount excludes taxes, fees, shipping, gift-wrapping, discounts or credits, returns or cancellations, and extended warranties.

    Certain Affiliate Stores exclude a limited number of products and purchases from the Program. ESavingsClub does its best to minimize and maintain an up-to-date list of exclusions on ESavingsClub.com. Additionally, to earn Cash Back, you must complete your purchase during the same shopping session you start after clicking on the ESavingsClub link. If you visit other sites before completing your purchase or use coupons not provided by ESavingsClub, your purchase might be associated with a service other than ESavingsClub and you might not earn cash back on your purchase. If you disable 'cookies' on your computer you will not be able to earn Cash Back as cookies are used to authenticate the user and be certain Cash Back is assigned to the Member account.

    Earning Bonuses & Other Rewards

    ESavingsClub periodically offers monetary bonuses or other rewards for sign-up in the Program, for referring other new Members, or for other specific actions. The terms and conditions accompanying such offers will govern how they are earned and paid if the terms and conditions differ from this Agreement. To qualify for a sign-up bonus payment, a new Member must establish an Active Account (defined below) and make minimum qualifying purchases totaling at least twenty-five dollars ($25.00) within ninety (90) days of becoming a Member. To qualify for a referral bonus, a Member must refer a new Member who establishes his or her own Active Account and makes his or her own minimum qualifying purchases totaling at least twenty-five dollars ($25.00) within the first ninety (90) days of becoming a Member. Please note that sign-up and referral bonuses are given for the purpose of attracting brand new Members to ESavingsClub. An individual person is only eligible for one sign-up bonus and may earn only one referral bonus per individual person referred. To be sent a gift card bonus, Member must have a valid address in the United States or Canada only. Any bonuses earned by a member are separate and may not be counted towards the minimum payment amount for a cashback payment.

    Receiving Payment

    To receive payment of accrued Cash Back and any other rewards, you must establish and maintain an active account with ESavingsClub ("Active Account") with the information necessary to process your payment: a valid email address at which you are able to receive email, a valid postal address at which you are able to receive mail, your first and last name, and a password to protect your account. To maintain your Active Account, you must update your information if it changes and have shopped via ESavingsClub.com or an ESavingsClub Application or have accrued Cash Back at any time within the last twelve (12) months.

    ESavingsClub pays its members accrued Cash Back and other rewards every 3 months, at a minimum. ESavingsClub pays members in U.S. dollars via check, Paypal, and sometimes other payment options. Members may select or change their payment options in the My ESavingsClub section of ESavingsClub.com. If your check expires without being cashed or deposited or if it is returned to ESavingsClub, it will be returned to your account, where it will be subject to inactive account maintenance charges described below. Each payment represents Cash Back and other rewards earned and accrued during the prior quarter based on the schedule below. The minimum payment amount is $5.01. Balances below $5.01 remain in your account for potential payment during the next payment period.

    Purchase Period Payment Date

    Jan 1-Mar 31

    May 15

    Apr 1-June 30

    Aug 15

    July 1-Sept 30

    Nov 15

    Oct 1-Dec 31

    Feb 15

    Please note that orders from a few Affiliate Stores may be delayed by one pay cycle due to delayed processing and reporting by the stores. We do our best to expedite payments and to maintain a list of stores whose practices might delay our ability to pay Cash Back on your purchase. ESavingsClub reserves the right to delay payment for any purchase based on changes to Affiliate Store policies and procedures at any time.

    Updating & Maintaining Your Account

    You must be logged into ESavingsClub and enter your password to change your account information and payment preferences. You may check your account status and recent earning history at any time via the My ESavingsClub tab on the ESavingsClub Website. For security purposes, it is recommended that you memorize your password and not write it down. You are responsible for keeping your password and other account information confidential. ESavingsClub is entitled to act on instructions received under your password and is not responsible for any credits or debits made to your account by someone else who uses your password.

    Receiving Communications from ESavingsClub

    By signing up for membership at ESavingsClub, you agree to receive communications that are account and membership related (e.g., that we've added money to your account, that we are mailing you a check on a certain date, etc.) as well as periodic shopping-related emails that highlight coupons & special deals that are available to ESavingsClub Members. You can opt-out of receiving emails that are not account-related by either (i) visiting your account page and clicking on the Subscriptions link, or (ii) following the unsubscribe link on any of the emails. Since we need to communicate account information with you in order to operate our service, you cannot unsubscribe from account information emails. But rest assured that we don't send account emails unnecessarily. If you do not wish ever to hear from ESavingsClub, even if just to hear that we awarded you Cash Back, you can close your account by contacting ESavingsClub' customer service department.

    Protecting Your Information

    ESavingsClub does not sell or rent your information to third parties. ESavingsClub requires your name and address in order to send you payment of Cash Back and other rewards earned through ESavingsClub. Any other information gathered by ESavingsClub will be used only to improve your ESavingsClub experience, for example by minimizing the irrelevant content or offers you see and increasing the offers you see from your favorite stores. Such information might include your favorite stores, preferred types of coupons or shopping categories. As detailed in ESavingsClubs' Privacy Policy, ESavingsClub does not disclose your information to third parties except as necessary (i) for ESavingsClub' agents and service providers to make ESavingsClub' payments to you; (ii) to comply with government agency or court orders or requests; (iii) in providing aggregated or non-personalized marketing services for advertising or store partners; or (iv) for ESavingsClub' agents and service providers to send ESavingsClub' communications to you.

    Using ESavingsClub Applications

    ESavingsClub does not install or require you to install any software to access the Cash Back Shopping Program. Members can earn Cash Back on their purchases by using only the Web site ESavingsClub.com. ESavingsClub plans to make available a limited number of Applications to assist users in earning Cash Back without visiting ESavingsClub.com (for example, from mobile devices or in-store). If you use ESavingsClub' Applications you agree to use them only for your personal use and for accessing the Program. ESavingsClub reserves the right to update or discontinue its Applications at any time. You agree not to reverse engineer, decompile, disassemble, copy or otherwise derive the source code of ESavingsClub Applications for any reason. You may not rent, sell, or sublicense ESavingsClub' Applications without ESavingsClub prior written consent.

    ESavingsClub Applications and their underlying information and technology may not be exported or re-exported into any country to which the U.S. has embargoed goods or to anyone on the U.S. Treasury Department's list of Specially Designated Nationals or the U.S. Commerce Department's Table of Deny Orders. By using ESavingsClub' Applications you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list, and that you will otherwise comply with all applicable export control laws. All rights to ESavingsClub' Applications are reserved by ESavingsClub under the copyright laws of the United States.

    Inactive Member Accounts & Termination of Membership

    Membership in the ESavingsClub program is free: there is no charge to be a Member or to earn and receive Cash Back. If your account is inactive for more than twelve (12) consecutive months, ESavingsClub reserves the right to debit your ESavingsClub account balance two dollars ($2.00) per month to recover the cost of account maintenance until (i) you reactivate your account by starting a shopping session via ESavingsClub.com or ESavingsClub' Applications, completing a qualifying purchase, or updating your account information (providing a valid name, email and mailing address), or (ii) your account balance is zero. If the balance in your inactive account is or becomes zero, ESavingsClub will close the account permanently and cease to maintain your account records and Program access. The inactive account maintenance charge will not cause your account balance to become negative and will not cause you to owe money to ESavingsClub.

    Program Limitations, Qualifications & Disclaimers

    Membership in the Program is subject to this Program Agreement. All Affiliate Store membership and/or operating agreements as they relate to their affiliate or partner programs with ESavingsClub and which reside on the Affiliate Store's respective Web sites are hereby incorporated into this Agreement by reference.

    Membership in the Program is limited to individuals who are 18 years of age or older. Members may not use scripts or disguised redirects to derive financial benefit from ESavingsClub. Members must have Internet access and maintain a valid email address to be eligible to receive the privileges and benefits of membership.

    Any failure to comply with this Program Agreement, any fraud or abuse relating to the accrual or receipt of cash back rewards, or any misrepresentation of any information furnished to ESavingsClub or its affiliates by you or anyone acting on your behalf may result in the termination of your membership in the Program and forfeiture of your accrued Cash Back rewards.

    The determination of whether or not a purchase made through an ESavingsClub Affiliate Store qualifies for Cash Back is at the sole discretion of ESavingsClub. If an Affiliate Store fails to report a transaction to ESavingsClub or withholds payment to ESavingsClub for any reason, ESavingsClub reserves the right to cancel the Cash Back associated with that transaction. If ESavingsClub has any reason to suspect fraudulent activity is associated with your account, ESavingsClub reserves the right to delay or withhold payment of Cash Back. You give ESavingsClub permission to review your account with Affiliate Stores in cases where ESavingsClub suspects fraudulent activity. ESavingsClub is not responsible for lost or stolen payments, including gift cards. ESavingsClub is not responsible for payments delivered to the wrong address through no fault of ESavingsClub or for payment errors made by payment partners like PayPal.

    It is your responsibility to check your account regularly to ensure that Cash Back has been properly credited and paid and that your account balance is accurate. If you do not believe that Cash Back has been correctly credited to your account you must contact ESavingsClub Customer Service within 90 days of the transaction. Should you disagree with any adjustments made to your account or payments made to you, your sole remedy is to withdraw from the Program.

    You may be taxed on your receipt of cash and other consideration (merchandise, travel, etc.) for member referrals, depending on the tax laws of federal, state, and local jurisdictions. ESavingsClub may choose to provide you with those notices to you on occasion. In all instances, you will be solely responsible for any and all tax liability arising out of the consideration received for member referrals.

    ESavingsClub is not responsible for changes to, or discontinuance of, any Affiliate Store, or for any Affiliate Store withdrawal from the Program, or for any effect on accrual of Cash Back caused by such changes, discontinuance, or withdrawal. ESavingsClub is not responsible for changes to, or discontinuance of, any special offer or coupon code at an Affiliate Store site.

    The ESavingsClub Program and Applications are being provided to member "as is" with no warranty. ESavingsClub reserves the right to terminate the Program at any time with or without notice. To the maximum extent permitted by law, ESavingsClub disclaims all representations and warranties, express or implied, with respect to the Program and Applications.

    ESavingsClub does not warrant, guarantee, or make any representations regarding the quality or accuracy of advertisements for any products or services offered or provided by Affiliate Stores in conjunction with the Program. In addition, ESavingsClub does not warrant that access to this site or use of its Applications will be uninterrupted or error-free, and ESavingsClub assumes no responsibility for any damage caused by your access or inability to access ESavingsClub.com or ESavingsClub' Applications.

    Member agrees to indemnify and hold ESavingsClub, its parents, subsidiaries, affiliates, officers, directors and employees, harmless from any claim or demand, including reasonable attorney's fees, made by any party due to or arising out of Member's use of the Program.

    ESavingsClub may modify this Agreement from time to time, with or without notice, and your continued participation in the Program after such modification shall be deemed to be your acceptance of any such modification. It is your responsibility to check the Terms & Conditions page of the ESavingsClub Web site regularly to determine whether this Agreement has been modified. If you do not agree to any modification of this Agreement, you must immediately cease participation in the Program.

    This Agreement shall be governed by and construed in accordance with the laws of the State of Ohio, without reference to conflicts of law rules. As a condition of the use of the ESavingsClub website and service, you (the Member) agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Hamilton, Ohio and therefore agree to file any grievance or suit of any kind exclusively in the courts located within the county of Hamilton, Ohio.

    If any provision of this Agreement is found invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the other provisions contained herein will remain in full force and effect. ESavingsClub' failure to insist upon or enforce strict performance of any provision of the Agreement shall not be construed as a waiver of any provision or right. This Agreement constitutes the entire agreement between you and ESavingsClub with respect to the Program.

    Effective Date: January 1, 2014

    See what our customers are saying!

    “Within minutes of signing up, I already earned over $20 in cash back!”
    -Michelle, 43, Ohio

    “I do most of my shopping online, I might as well get paid for it!”
    -Karen, 35, New York

    “My family is on a tight budget. Earning cash back at stores we already shop at helps our family’s budget.”
    -Carl, 29, Kentucky

    “It really is that simple. You sign up, you shop, you earn cash back and you get a check every quarter!”
    -Maria, 51, California